Ina Narula joined St. Cloud, Minn.-based Stearns Bank as chief risk officer..A CPA, Narula has more than 20 years of experience in enterprise risk management, regulatory oversight and regulatory oversight, audit and financial services leadership. Narula, who has led risk management functions in banking, was chief risk officer at New York City-based Amalgamated Bank. She has also had leadership positions at the Federal Reserve Bank of New York, Deutsche Bank, American Express, Fifth Third Bank and Procter & Gamble. “Ina brings a thoughtful and strategic approach to risk management that aligns with our commitment to responsible growth and long-term customer success,” said Stearns Bank President Heather Plumski.