Jennifer Carlson recently joined Central Bancshares, Inc., of Muscatine, Iowa as senior operations officer. A graduate of the University of South Dakota, Vermillion, she has more than 20 years of financial services industry experience and has served in key managerial positions with several banks in east-central Iowa, the Iowa/Illinois Quad Cities, and the Minnesota Twin Cities area. Most recently she was with Anchor Bank in Wayzata and Plymouth, Minn., where she served as vice president of retail banking.