Many banks may plan for the wind, rain and tornadoes that can come along with the warm weather, especially after the record-setting storm season of 2011. Hail, however, tops wind and rain damage as the costliest product of a thunderstorm. In the United States alone, hail causes more than $1 billion in damage annually to vehicles, roofs, landscaping and crops. While the Midwest is susceptible to severe hail, nearly all thunderstorms produce hail — it usually just melts before it hits the ground.
