https://banknews.com/chronicles/de-novo-applications-are-on-the-rise-but-face-many-headwinds https://media.assettype.com/banknews/2026-04-10/zgav1cgj/De-novo-banks-image.jpg https://media.assettype.com/banknews/2026-04-10/263pfce7/PaulSchausHR.jpg Paul Schaus https://media.assettype.com/banknews/2026-04-10/2gavefvf/Amy-Pierce-1.png Amy Pierce banknews en 2026-04-13T11:00:00.000Z De novo applications are on the rise but face many headwinds Chronicles, Amy Pierce, GNA Advisors Consulting Group, Paul Schaus, CCG Catalyst Consulting