Electronic Payments

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      The summer of 2010 will be a season of compliance, with deadlines looming for new statutes and regulations on electronic payments, including ATM, debit card and gift card transactions. Beyond the challenge of compliance is the quickly unfolding question of mobile banking, which, with the rapid leap from SMS to smart-phone formats, left some technology vendors playing catch-up on next-generation delivery, even before most banks added a first-generation offering. Meanwhile, web-based, non-bank services like PayPal and Square are pressing forward on mobile payments, with unclear consequences for commercial banks.  

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