2013 Buyers’ Guide

ACCOUNTING SERVICES.Baune Dosen & Co., LLP.3300 Fernbrook Lane, No. 150.Plymouth, MN 55447.Karen Post.952-473-2002.kpost@baunedosen.com.or.Brad Reich.breich@baunedosen.com.www.baunedosen.com.CPA firm – tax, accounting, auditing and management consulting services..Brady, Martz & Associates, P.C..P.O. Box 1297.Bismarck, N.D. 58502-1297.John Mongeon.701-223-1717.John.mongeon@bradymartz.com.www.bradymartz.com.Our accounting, auditing, tax and consulting services blend professionalism with expertise. The people of Brady Martz are actively engaged in helping our clients achieve their financial goals..Eide Bailly LLP.1911 Excel Drive.Mankato, MN 56001-6281.Linda Koerselman.888-777-2015.www.eidebailly.com.Eide Bailly provides a full array of services, including tax, assurance, accounting, strategic planning, regulatory compliance, loan review, forensic accounting and investigative services, technology solutions and banking industry-specific consulting services. The firm has 19 offices located in Arizona, Colorado, Idaho, Iowa, Minnesota, Montana, North Dakota, Oklahoma and South Dakota..CliftonLarsonAllen LLP.220 S. Sixth Street, Ste. 300.Minneapolis, MN 55402.Neil Falken, CPA, Partner.612-376-4532.www.cliftonlarsonallen.com.The CliftonLarsonAllen Financial Institutions Group is a leader in providing accounting, tax, audit and consulting services. We actively shape the industry through involvement in trade and professional organizations and through long-term relationships with clients..David R. Peltz & Company, P.C., Ltd..5775 Wayzata Boulevard, Suite 985.Minneapolis, MN 55416.David R. Peltz.952-525-0336.davepeltz@qwestoffice.net.CPA firm providing tax, accounting and consulting service to community banks, bank holding companies and their owners..McGladrey LLP.McGladrey Plaza.801 Nicollet Ave., No. 1100.Minneapolis, MN 55402-2526.Craig Murphy.612-376-9295.Craig.murphy@mcgladrey.com.www.mcgladrey.com.Olson, Clough & LeBlanc.Minnetonka Executive Plaza.10275 Wayzata Blvd., Ste. 200.Minnetonka, MN 55305.Gregory LeBlanc.952-544-9600.www.oclcpa.com.Wipfli LLP.7601 S. France Avenue.Suite 400.Edina, MN 55435.David Saber.800-486-3454.Wipfli's Financial Institutions Practice includes associates whose time and professional training are dedicated to serving financial institutions. As trusted advisors and educators, we assist financial institutions to be successful in areas such as regulatory compliance, risk management, strategic planning, capital planning, succession planning, board governance, asset liability management, information technology, audit and tax services..APPRAISALS.Kloster Commercial Resources.606 25th Ave. S., No. 104.St. Cloud, MN 56301.James R. Kloster, President, CSA, GPPA.320-217-6300.jim@klostercommercial.com.www.klostercommercial.com.Kloster Commercial Resources offers an array of property (machinery and equipment) valuation services, including USPAP appraisals, collateral consulting and loan workout, inventory evaluations, and liquidation recoveries. We have been in business since 1985, and have helped thousands of banks and asset-based lenders, business owners, attorneys, and accountants make solid decisions based on our services.ARCHITECTS/BUILD/DESIGN.HTG Architects.9300 Hennepin Town Road.Eden Prairie, MN 55347.Mike Kraft.952-278-8880.www.htg-architects.com.Is it time to remodel? Let HTG Architects help you decrease your expenses and increase sales with efficient remodeling. For more than 50 years, HTG Architects has provided sound design advice and real solutions to help banks maximize profits. Our expertise includes more than 1,500 site selection, branching study, remodeling and new building projects..Kirk Gross Company.4015 Alexandra Drive.P.O. Box 2097.Waterloo, IA 50704.Chuck Yagla.319-234-6641.chuckyagla@kirkgross.com.www.kirkgross.com.Kirk Gross Company is a "OneSource" design/build firm serving the Midwest; it specializes in financial facilities. Our specialized and diverse staff is uniquely qualified to provide a full range of services taking you from project inception to completion. Honing our skills and streamlining our process since 1937 Kirk Gross has completed more than 2,000 projects..Office Concepts.PO Box 808.Waterloo, IA 50704.Ross Schoonover.319-234-1221.PG Architecture Design/Build.2601 Reid Farm Road.Rockford, IL 61114-6677.Karen@pgarch.com.815-654-9700.PG Architecture Design Build is a planning and design firm whose specializations include financial facilities. Services include programming, site master planning, code reviews and approvals, architecture, engineering, interior design, construction management, design/build, development and real estate consulting.The Redmond Company.W228 N745 Westmound Drive.Waukesha, WI 53186.Marty Steinert.262-896-8741.msteinert@TheRedmondCo.com.www.TheRedmondCo.com.Experts in branch deployment studies, design and construction of financial facilities. Since 1976 we have completed more than 600 financial projects..TurnKey Associates, L.C..3015 Greyhound Drive.Waterloo, Iowa 50701.Scott Voigt.319-232-4242.877-226-5852.info@tkaweb.com.www.TKAdesignbuild.com.Vanman Architects & Builders.669 Winnetka Ave. N., Ste. 210.Minneapolis, MN 55427.Jack Holmes.763-541-9552.www.vanmanab.com.At Vanman Architects & Builders we know banks. Our architects will create an image of your financial facility that will speak to how you operate as a bank. We design financial facilities that are inviting, comfortable and professional on the inside and outside..Wild & Associates.500 2nd Ave. N., No. 514.Fargo, N.D. 58102.Mike Wild, Executive Vice President.701-293-8106.www.Wildarch.com.Wild & Associates is an architecture firm with extensive experience in creating facilities for banks and other businesses that satisfy clients by leveraging experience and creativity to deliver the best specific design solution for each project..ASSET-BASED LENDING.First Business.Capital Corp..401 Charmany Drive.Madison, WI 53719.608-232-5980.Fax: 608-232-5985.Or:.18500 W. Corporate Drive.Brookfield, WI 53045.262-792-7175.Fax: 262-792-7185.Charles H. Batson.cbatson@firstbusiness.com.www.firstbusiness.com.First Business Capital Corp. provides asset-based financing to privately held manufacturers, wholesalers, fabricators and processors having sales from $5 million to $50 million. The companies financed by FBCC have been unable to obtain conventional bank financing due to an earnings interruption, high leverage, short operating history or rapid growth. FBCC loans are secured by accounts receivable, inventories, equipment and occasionally real estate..ASSOCIATIONS, ADVOCACY.American Bankers Association.1120 Connecticut Ave, N.W..Washington, D.C. 20036.800-BANKERS (800-226-5377).www.aba.com.The American Bankers Association represents banks of all sizes and charters and is the voice for the nation's $14 trillion banking industry and its 2 million employees. ABA's extensive resources enhance the success of the nation's banks and strengthen America's economy and communities. The majority of ABA's members are banks with less than $185 million in assets..Independent Community Bankers of America.1615 L Street N.W., Ste. 900.866-THE-ICBA.(866-843-4222).www.icba.org.The Independent Community Bankers of America, the nation's voice for more than 7,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services..ATMs, SECURITY & EQUIPMENT.CASE.701 Weaver Blvd..Anoka, MN 55303.Troy Case.763-323-1048.Troy@caseandassociates.com.www.caseandassociates.com.CASE has been offering branch transformation solutions and service to Midwest banks since 1986. We pride ourselves on solving your problems..NuSource Financial Inc..9749 Hamilton Road.Eden Prairie, MN 55344.Jon Erpelding.952-252-3150.jone@nusourcefinancial.com.NuSource Financial is a trusted ATM service provider of new and used ATM machines to over 400 financial institutions..Security Systems Equipment.3040 Forrer Street.Cincinnati, OH 45209.513-758-1070.Fax: 513-758-1002.sales@sse-corp.com.www.sse-corp.com.Manufacturer of modular vaults, vault doors, portable vaults, teller receivers, safes, safe deposit boxes, lockers, security windows, pneumatic drive thru systems, night depositories, audio/video communications and a complete line of financial facility security equipment supported by a network of SSE authorized dealers available to help design, plan and complete any size project..BANKING MAGAZINES.NorthWestern Financial Review.7400 Metro Blvd., Ste. 217.Edina, MN 55439.952-835-2275.www.NorthWesternFinancialReview.com.Tom@NFRcom.com.NorthWestern Financial Review is the leading magazine covering banking in the Upper Midwest. NorthWestern Financial Review also features a robust website and blog, in addition to a free weekly electronic newsletter..BANK PRODUCTS & SERVICES.American Bankers Association.www.aba.com/BusinessSolutions.Business Solutions offers ABA members competitive products and innovative solutions selected by bankers for bankers that will help you save money, build custom relationships and improve your bottom line. Our unmatched, value-added products and services in mortgage solutions, payments solutions, capital markets and commercial lending and business banking will minimize your expenses, maximize your bank's performance and, in many cases, offset your ABA dues..BancVue.4516 Seton Center Parkway, Suite No. 300.Austin, TX 78759.Gabriel Krajicek, CEO.877-342-2557.Exclusive to community financial institutions, Kasasa is a dynamic marketing package that augments BancVue products with a powerful brand identity. With a compelling brand image, world-class advertising, and broad media exposure, you can drive more quality applicants to your institution, while increasing retention and profitability..Fiserv.1-800-872-7882.getsolutions@fiserv.com.www.fiserv.com.Fiserv is a leader in financial services technology, driving innovation in payments, processing services, risk and compliance, customer and channel management, and insights and optimization..ICBA Strategic Technology Solutions.1615 L Street NW, Suite 900.Washington, DC 20036.800-422-8439.www.icbasts.com.info@icba.org.ICBA Strategic Technology Solutions' mission is to provide community banks with industry best outsourced IT management solutions. ICBA Strategic Technology Solutions leverages Compushare's C3 cloud computing platform, featuring a library of hundreds of banking and business applications, allowing banks to easily adopt state-of-the-art technology with all the necessary security, business continuity and compliance features..Allied Solutions LLC.400 Robert Street North, St. 1150.St. Paul, MN 55114.Greg Rueter.320-266-1023.Allied Solutions is proud to be one of the largest providers of insurance, lending and marketing products to financial institutions nationwide. Our strategy is to provide best-in-class solutions and then support them with unparalleled customer service..CAPITAL RAISING.Commerce Street Capital, LLC.1445 Ross Avenue, Suite 2700.Dallas, TX 75202.Rick Foggia.763-657-7624.Commerce Street Capital is one of the country's foremost experts in raising capital for community banks. Our Bank Capital Group has over 20 years of experience raising capital for community banks regardless of market direction or circumstances..COMPENSATION & ESTATE CONSULTING.Bank Financial Services Group.8000 West 78th Street, Suite 100.Edina, MN 55439.Mark Blake.800-931-7782.mblake@bfsgroup.com.mblake@bfsgroup.com.BFS Group is a national firm with 10 Regional offices. BFS Group works exclusively with community and regional banks to create, manage, and finance (with the highest credit quality BOLI) non-qualified supplemental benefit plans for top executives and directors/trustees..Executive Compensation Institute.Southpoint Center, Ste. 850.1650 West 82nd Street.Minneapolis, MN 55431.Thomas V. Lynch.952-885-2727.Tlynch@ecicompanies.com.We are endorsed nationally (ICBA) and locally (CBI) for our signature specialty which is helping banks optimize wealth and benefit planning for their owners and the key contributors to the bank's success. This includes retirement succession, estate distribution and benefit planning..Equias Alliance.18526 Judicial Road.Prior Lake, MN 55372.Eric Hilgenberg.ehilgenberg@equiasalliance.com.www.equiasalliance.com.Equias Alliance has successfully helped nearly 800 financial institutions with BOLI placement and with plans to recruit, retain and reward key officers and directors with nonqualified benefit plans. They also provide administration of BOLI and nonqualified benefit plans..COMPLIANCE.CFPB Journal.www.CFPBJournal.com.Wondering how to comply with all the rules enforced by the Consumer Financial Protection Bureau? This electronic publication sponsored by the Fredrikson & Byron law firm provides up-to-date information in an easy to use format. In addition to the web site, sign up for a free weekly email newsletter. Check us out today!.Corporation for American Banking American Bankers Association.www.aba.com/CAB.The Corporation for American Banking is an affiliate of the American Bankers Association that endorses bank solutions on behalf of the Association, helping banks save money, make money, and operate more efficiently. Solutions range from mission-critical insurance, compliance and risk management programs to services that help banks stay competitive and efficient through technology and business growth platforms. More than 6,000 banks use at least one ABA-endorsed CAB program..ICBA Compliance & Risk Management.800-541-6744.info@chartwellcompliance.com.www.icbacompliance.com.ICBA CRM's mission is to offer affordable, hands-on services and expertise that help community banks thrive amidst the challenges associated with staying compliant – and ahead of the curve – in a period of turbulent regulatory change. It provides community banks with integrated regulatory compliance, financial crimes and risk management services through consultants with Big 4 level qualifications and with a regional firm's pricing and a small firm's attention to customer service..Wolters Kluwer Financial Services.100 South 5th St., Ste. 700.Jennifer Marso.800-397-2341.WKFSCorporateCommu@wolters –kluwer.com.www.wolterskluwerfs.com.Whether complying with regulatory requirements or managing financial transactions, addressing a single key risk, or working toward a holistic enterprise risk management strategy, Wolters Kluwer Financial Services works with more than 15,000 customers worldwide to help them successfully navigate regulatory complexity, optimize risk and financial performance, and manage data to support critical decisions..CONSULTANTS.Austin Financial Services.1690 Woodlands Drive, Ste. 210.Maumee, OH 43537.419-531-9559.1213 Culbreth Drive.Wilmington, NC 28405.910-256-6155.Craig D. Bernard.Craig@BankGuys.com.www. BankGuys.com.Austin Financial Services is a full-service financial institution consulting and investment banking firm with offices in Wilmington, N.C. and Maumee, Ohio. Founded in 1967, AFSI assists our clients with strategic, capital and expansion planning; bank and branch mergers and acquisitions and feasibility studies; stock valuations; director training, in-house seminars and retreats; de novo charters and branches; and special studies and projects..Fortress Partners Capital Mgmt., Ltd..700 Walnut Ridge Drive, Ste. 200.Hartland, WI 53029.Jon C. Bruss.262-369-1095.bruss@fortresspartners.com.Fortress Partners was founded in 1991 as an advisor to banks and holding companies to assist them in developing and implementing strategic and capital plans. We provide pragmatic advice based on hand-on experience in the management and oversight of banks and bank investments. Our advisors are seasoned commercial bankers, directors, advisors, investors and entrepreneurs. We have started, raised capital, managed, purchased and sold banks through diverse credit and economic cycles..Rossow + Assoc., LLC.Jerry Rossow.651-262-9699.jerry@rossowassociates.com.www.rossowassociates.com.R+A provides community banks with customized planning, product development and promotion. Marketing to small businesses is a specialty. Call/email for a booklet or go to the R+A website for testimonials and samples. Lengthy experience and high efficiency ensures that you get more done with less from your bank's budget! Performance guaranteed!.CORE PROCESSING.Computer Services, Inc..3901 Technology Drive.Paducah, Ky 42001.1-800-545-4274.www.csiweb.com.Computer Services, Inc. (CSI) delivers core processing, managed services, mobile and internet solutions, payments processing, print and electronic distribution, and regulatory compliance solutions to financial institutions and corporate customers across the nation. Exceptional service, dynamic solutions and superior results are the foundation of CSI's reputation and have resulted in the company's inclusion in such top industry-wide rankings as the FinTech 100, Talkin' Cloud 100 and MSPmentor Top 100 Global Managed Service Providers List..DCI (Data Center, Inc.).20 West Second.Hutchinson, KS 67501.Mark Harris.620-694-6800.FAX: 620-694-1150.info@datacenterinc.com.www.datacenterinc.com.DCI combines leading core technology and personal relationships for a more rewarding experience. Advanced iCore360® processing software provides complete web-based control, in-house or out-sourced. Single-source data, integration and support with imbedded new accounts platform; custom GL; analysis dashboard; paperless banking; remote capture; ATM network; online/mobile banking; compliance; data security, and more. Innovation by you and fellow bankers, focused on your success..Harland Financial Solutions.605 Crescent Executive Ct.,.Ste. 600.Lake Mary, FL 32746.Stacey Leone.800-989-9009.www.harlandfinancial solutions.com.Harland Financial Solutions, Inc., supplies software and services to thousands of financial institutions of all sizes. Offering its solutions in both an in-house and service bureau environment, the company is a leader in core systems, business intelligence, branch automation, payments, enterprise content management, lending and compliance, loan servicing, risk management, financial accounting, mortgage and self-service solutions..Modern Banking Systems, Inc..7655 Burlington Street.Ralston , NE 68127.Robert E. Neville, President.800-592-7500.www.modernbanking.com.Modern Banking Systems provides a turnkey real-time core banking solution for community banks since 1975. The MBS single source solution features hardware, software, IT security, disaster recovery, networks & support, and ongoing hardware & software maintenance service. We are your true Single Source provider!.CORRESPONDENT BANKING SERVICES.American Trust & Savings Bank.P.O. Box 938.895 Main Street.Dubuque, Iowa 52004-0938.Jeffrey L. Vorwald,.Senior Vice President-Correspondent/Commercial Banking.563-589-0826 or 800-373-1841.jvorwald@americantrust.com.Bankers' Bank.7700 Mineral Point Road.Madison, WI 53717-1694.800-388-5550.Rose Davis, senior vice president.RDavis@BankersBankUSA.com.www.bankersbankusa.com.Bankers' Bank does not serve the general public so we never compete with our clients for business. Based in Madison, Wis., since 1981, we serve community-minded banks of all sizes across the Midwest through support offices in the Springfield, Ill., Des Moines, and Indianapolis areas. Our diverse product mix of nearly 100 services provides your bank with effective tools to remain competitive and best serve your customers..Fifth Third Bank.222 South GRVR2E, 32nd Floor.Chicago, IL 60606.Brian Riley.312-704-4117.Brian.riley@53.com.Fifth Third Bank's Correspondent Banking Group has more than 100 years of experience in providing correspondent banking services. Our focus is on delivering a comprehensive suite of core banking services to the financial institution market. Primary services include: cash letter, nation-wide cash vault, integrated payables, lockbox, bank holding company lending, interest rate hedging, investment management, securities and international services..First National Bank Sioux Falls.100 S. Phillips Ave..Sioux Falls, SD 57104.Troy Vander Stouwe.605-335-5258.www.fnbsf.com.With 125 years of stability and family ownership, The First National Bank in Sioux Falls is an excellent choice for correspondent services..Midwest Independent Bank.910 Weathered Rock Road.P.O. Box 104180.Jefferson City, Mo. 65110.Mike Wasson.800-347-4642.www.mibanc.com.Midwest Independent Bancshares, Inc. (MIB, Inc.) is the bank holding company of Midwest Independent Bank (MIB), which is wholly owned. MIB is a "bankers' bank" which provides a wide array of correspondent banking services to over 600 financial institutions throughout the Midwest. MIB is based in Jefferson City, MO. MIB, Inc., also offers auditing, training and consulting services to community banks thru MIB Banc Services, LLC., and is the majority owner of First Bankers' Banc Securities, Inc. (FBBS). FBBS offers investment products to community banks in over 25 states..Bell State Bank & Trust.3100 13th Avenue South.Fargo, N.D. 58103.Tom Ishaug.701.451.7516.tishaug@bellbanks.com.Gary Keller.701-371-3355.gkeller@bellbanks.com.Gene Uher.605-201-1864.guher@bellbanks.com.Roger Monson.701-789-1290.rmonson@bellbanks.com.www.bellbanks.com.Bell State Bank & Trust offers correspondent lending services specializing in the participation of commercial and industrial, commercial real estate, agricultural and agricultural business loans as well as direct loans for bank stock, ownership loans, bank building loans and business and personal loans for bankers. The Bank has a Correspondent Lending Division, with a dedicated staff of loan officers who work specifically on correspondent lending opportunities, offering flexible underwriting, competitive rates and fast decision making. Correspondent lending is a long term commitment for Bell State Bank & Trust having more than 15 years in the business with relationships with over 300 banks throughout the region..United Bankers' Bank.1650 W 82nd Street, Ste. 1500.Bloomington, MN 55431.Chuck Hokans.800-752-8140.www.ubb.com.Headquartered in Bloomington, Minn., United Bankers' Bank – the nation's founding bankers' bank – provides deposit, lending, investment and consulting services to more than 800 community banks in 13 states located throughout the Upper Midwest and Pacific Northwest..UMB Financial Corporation.Correspondent and Investment Banking.UMB Bank N.A..1010 Grand Boulevard.Kansas City, MO 64106.Andre Trudell.816-860-7215.Andre.trudell@umb.com.www.umb.com.UMB's correspondent and investment banking divisions serve more than 1,000 institutions nationwide. UMB offers community banks investments, asset-liability management, custody and safekeeping, agent bankcard programs, and international services alongside a select suite of other solutions that we have customized and developed for our clients since 1928..U.S. Bank National Correspondent Banking.622 N. Cass St..Milwaukee, WI 53202.Azad Virani.414-765-6932.www.usbank.com.U.S. Bank offers a complete line of traditional and innovative correspondent services to community, mid-cap, and large-cap banks..Wells Fargo Global Financial Institutions.MAC N9305-051.90 S. 7th Street.Mark Altringer.612-667-7805.mark.s.altringer@wellsfargo.com.www.wellsfargo.com/inatl.Wells Fargo provides a complete array of retail and commercial correspondent services to effectively serve banks and bank customers. Wells Fargo provides the resources needed to serve financial institutions in all 50 states with credit, cash letter/cash vault services, investments, trade services, foreign exchange, and third party services that act behind the scenes to reduce expenses and generate new revenues..CREDIT/DEBIT CARDS.ICBA Bancard/ TCM Bank.800-242-4770.bancard@icba.org.www.icbabancard.org.ICBA Bancard and TCM Bank provide community banks access to competitive credit, debit and merchant processing options (as a direct issuer or agent bank) to help them strengthen their customer relationships and bottom lines. Additionally Bancard offers comprehensive card management tools ranging from card issuance to turnkey marketing to best-of-breed operational support, including the exclusive Fraud Loss Protection program. Competitive credit card portfolio valuation, consultation and purchase options are also available..CREDIT REPORTS.Business Credit Reports.1645 Nashville Pike.Gallatin, TN 37066.Debbie Golbach.800-748-6290.Debbie@businesscreditreports.com.Our Advantage Pro is the only tri-merge business credit report that includes information from Experian, D&B, and Equifax with a score and suggested trade credit limit delivered instantly online. Our Pro series reports are perfect for opening new accounts, medium-to-large credit lines, and vendor verification..CUSTOM PUBLISHING.NFR Communications, Inc..NFR Communications publishes high quality customer newsletters in print and on the internet. Whether you need a four-page, black and white, quarterly newsletter, a monthly, 40-page, four-color magazine, or a weekly email newsletter, NFR Communications is the custom publisher for you. When it comes to publishing, we can do it all so you don't have to..DEBT COLLECTION.Global Adjusters Debt Collection.12100 12th Avenue South.Burnsville, MN 55337.Gerald Raley.952-895-8300.g.raley@garusa.com.The collection professionals at Global Adjusters truly understand the needs of our clients. Our personalized service includes skip-tracing, credit reporting, and customized contact methods that collect your money – fast! There are no up-front fees or surprise service charges; we operate on a contingent fee basis and only get paid when we collect. There is no risk to you when you submit past due accounts to Global Adjusters..EDUCATION.ABA Stonier Graduate School of Banking.The ABA Stonier Graduate School of Banking trains the future leaders of the industry. Most students hold the titles of vice president or senior vice president. Twenty percent are executive vice presidents, chairman or CEOs. In addition, many represent federal regulatory agencies or firms serving the industry. All are considered rising stars in their organizations and represent more than 45 states and 18 foreign countries. In the past 75 years, Stonier has trained more than 20,000 of the nation's top banking executives and government regulators, many of whom have reached the pinnacle of their organizations..Bank Holding Company Association.7400 Metro Blvd. No. 217.Minneapolis, MN 55439.Tom Bengtson, Managing Director.800-813-4754.952-835-2248.Tom@theBHCA.org.www.theBHCA.org.The Bank Holding Company Association is the only association devoted to providing education on bank ownership and holding company issues. The BHCA Spring and Fall Seminars are effective educational networking forums. Education also is delivered via periodic webinars and the members-only quarterly magazine, Bank Owner..Graduate School of Banking at Colorado.University of Colorado.3215 Marine St, Ste W198, UCB 411.Boulder, Colorado 80309-0411.Josie Bunch, Director of Marketing.800-272-5138.GSBC@GSBColorado.org.Since 1950, the Graduate School of Banking at Colorado has built an impeccable reputation as a banking school geared to help students achieve lasting success in the banking and financial industries. Through our innovative and effective bank training curriculum, we've helped thousands of bankers, regulatory institutions professionals and other financial services representatives reach their goals. GSBC offers a first-class educational experience and is proud to be the country's premier graduate community banking school. We prepare our banking students to succeed through real-world targeted banking curriculum structured around four tracks – leadership and human resources; general management; lending; and financial management..Graduate School of Banking at the Univ. of Wis. – Madison.5315 Wall Street, Ste. 280.Madison, WI 53718.Kathy Kienitz.800-755-6440.www.gsb.org.GSB offers a Graduate Banking School, Human Resource Management School, Bank Technology Management School, Bank Technology Security School, Financial Managers School, Bank Management Forums and online seminar series. More than 20,000 bankers have graduated from a GSB program since the school was founded in 1945..UMACHA.7100 Northland Circle, Ste. 407.Brooklyn Park, MN 55428.Marla Moszer.800-348-3692.www.umacha.org.The Upper Midwest Automated Clearing House Association offers educational, operational and compliance support for electronic payments, with a focus on the ACH network. As a membership organization, UMACHA is always there to help members maximize the value of the products and services supported by the ACH and other electronic payments networks such as check image and remote deposit capture..EFT/ATM SERVICES.Elan Financial Services.225 W. Station Sq. Dr., Ste. 620.Pittsburgh, PA 15219.Rich Struck.800-343-7064.www.elanfinancialservices.com.Elan provides EFT processing solutions, including ATM processing, bank and debit card POS processing, ATM network membership, ATM and POS gateway services and MoneyPass network..MoneyPass ATM Network.225 W. Station Square Dr., Ste. 620.Pittsburgh, PA 15219.Doug Miraglia.609-368-1168.www.moneypass.com.MoneyPass, a network of Elan Financial Services, can help your financial institution gain a competitive edge with surcharge-free ATM and PIN POS services. The fastest growing surcharge-free ATM network in the country, MoneyPass has more than 23,000 surcharge-free ATMs nationwide. MoneyPass is widely accepted and offers highly competitive interchange. With easy set up and free marketing, you can succeed with MoneyPass..SHAZAM.6700 Pioneer Parkway.Johnston, IA 50131.Thomas R. Miller.800-537-5427.www.shazam.net.The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. SHAZAM provides innovative and state-of-the-art EFT services to community financial institutions in 33 states. SHAZAM is a single source provider for ATM processing, debit and ATM card processing, card authorization services, merchant processing, Automated Clearing House (ACH) services, and information security solutions..NetWorks.6130 South 58th Street, Ste. D.Lincoln, NE 68516.Pat Gibbons.402-434-8201.800-735-6833.www.netseft.com.NetWorks is a non-profit member-owned organization that provides a full range of EFT services at very competitive rates. With an experienced team that understands and is responsive to the Nebraska and regional market, NetWorks is able to provide superior services by focusing on customer needs more than the bottom line..EMPLOYEE BENEFITS.The Chapman Group.3800 American Blvd. W., No. 1500.Bloomington, MN 55431.Rich Chapman.Charlie Nickoloff.612-709-8064.The Chapman Group is your source for the best in legal plans and identify theft protection..Principal Financial Group.11100 Wayzata Boulevard, Ste. 161.Matt Costello, RHU.952-277-4298.costello.matt@principal.com.The Principal Financial Group is a leading global financial company offering businesses, individuals and institutional clients retirement solutions, insurance, wellness programs and investment and banking products through our diverse family of financial services companies..EMPLOYMENT ADVERTISING.Fax: 952-835-2295.www.northwesternfinancial review.com.NorthWestern Financial Review reaches thousands of bankers throughout the Upper Midwest with its widely-read magazine and web site. Our classified advertising offers the best value for reaching that new employee you seek. Online ads gain visibilty through the popular NFR twitter feed, BankBeat. Ads also are a great way to sell used bank equipment..FUNDS MANAGEMENT.Promontory Interfinancial Network.17 Foster Drive.Des Moines, IA 50312.515-240-5451.Steve Davis.sdavis@promnetwork.com.INSURANCE.ABA Insurance Services.5910 Landerbrook Dr., Ste. 100.Mayfield Heights, OH 44124.Richard Flenner.800-274-5222.216-220-1325.rflenner@abais.com.www.abais.com.CBIZ AIA.2800 Freeway Boulevard.Brooklyn Center, MN 55430.Kris St. Martin.763-549-2267.kstmartin@cbiz.com.CBIZ AIA is a privately held independent agency established in 1982. The agency's success is based on a philosophy of being a trusted advisor and risk manager for its clients. Our 50-plus professionals deliver a complete array of insurance services..Community Bankers Financial Services LLC.2600 Eagan Woods Dr, Ste. 200.Eagan, MN 55121.Kevin Christians.612-720-3199.kchristians@icbm.org.OR.Kevin Burr.320-248-5039.kburr@icbm.org.www.icbm.org.Community Bankers Financial Services is jointly owned by the Independent Community Bankers of Minnesota and the Community Bankers of Wisconsin. It provides a variety of insurance products to community banks in the Upper Midwest..E4 Brokerage LLC.2280 45th Street South, Ste. C.Fargo, N.D., 58104.Dan Peterson.866-356-3203.dpeterson@e4brokerage.com.e4 Brokerage, LLC, is an independent brokerage agency which offers high-level expertise for life, annuity and health agents. We provide top tier resources for agents working with advanced markets, bank-owned life insurance and the trust-owned life insurance marketplace..Insurance Strategies, Inc..3014 Olson Drive.Grand Forks, N.D. 58201.Gerald DeVaal.888-772-5880.gdevaal@insurancestrat.net.We are an independent insurance agency providing financial institution bond, directors' and officers' liability insurance, lenders' protection, property/casualty, expense reduction and related coverages to community banks..Iowa Bankers Insurance and Services, Inc..8800 NW 62nd Avenue.Box 6210.Merritt Krause.515-286-4300.800-532-1423.www.bankers-ins.com.J.T. Miller Company, Inc..52 Hamel Road.Hamel MN 55340-9625.Daniel Miller.800-328-4545.763-512-1950.Fax: 763-512-2818.info@jtmillercompany.com.www.jtmillercompany.com.Specialists for over 87 years in providing bank insurance products and services including: loan origination products, such as: flood certs, property valuations, and credit life & disability; collateral protection products, such as: lender placed hazard & flood insurance, REO insurance, equipment insurance, blanket vehicle single interest insurance (eliminate tracking), blanket mortgage impairment (eliminate tracking); financial institution coverages, such as: financial institution bond and directors & officers liability, (including hard-to-place bonds), and commercial property package; and operational protection products, such as: debit card fraud, tax tracking, club checking products and packages..Kansas Bankers Surety Company.1220 SW Executive Drive.PO Box 1654.Topeka, KS 66601.Don Towle.785-228-0000.Meyer-Chatfield.261 Old York Road, Suite 604.Jenkintown, PA 19046.David Payne.800-444-2654.david.payne@meyerchatfield.com.Meyer-Chatfield serves banks, credit unions, and other financial institutions with products, services, consultation, and administration. Meyer-Chatfield helps clients improve their earnings, provides employee benefits, and mitigates risk. Offering solutions in the BOLI and CUOLI fields, Meyer-Chatfield maximizes the value of this earning asset on client balance sheets..OneBeacon Professional Insurance.601 Carlson Parkway, Ste. 700.Minnetonka, MN 55305.Craig M. Collins.952-852-2434.FAX: 866-843-4659.ccollins@onebeaconpro.com.Understanding the complexities and risks associated with financial institutions takes expertise — the kind we've amassed at OneBeacon Professional Insurance. We deliver a tailored portfolio that meets your needs, driven by a team of underwriting, claims and risk management experts who understand the unique challenges and needs of community banks..INVESTMENT BANKING/SECURITIES.Allison-Williams Company, Inc..3850 Wells Fargo Center.90 South Seventh Street.Minneapolis, MN 55402.Greg Larson.612-317-4710.Allison-Williams Company is a Minneapolis-based NASD member institutional investment banking firm. We serve financial institutions, investors and companies seeking to raise capital across the United States and internationally..Quazar Capital Corp..3535 Plymouth Boulevard, Ste 210.Minneapolis, MN 55447.Bruce Behm.763-550-9000.Quazar Capital Corporation is a private investment banking firm specializing in merger and acquisition services..Raymond James & Associates.222 South Riverside Plaza, 7th floor.Eric Radzak.312-612-7751.Eric.radzak@raymondjames.com.Raymond James is a leading, full service investment banking firm whose services include strategic planning, capital formation through public and private offerings, and merger and acquisition advisory services, including sales and divestitures, fairness opinions and valuations..BMO Capital Markets.111 E. Kilbourn Ave. Suite 200.Milwaukee, WI 53202.Jason Mork Director – Fixed Income Sales.414-212-4212.Jason.Mork@bmo.com.Country Club Bank Capital Markets Group.9400 Mission Road.Prairie Village, KS 66206.Joshua Kiefer.800-288-5489.jkiefer@countryclubbank.com.For more than 25 years, our Capital Markets Group has helped community banks build high grade bond portfolios which reflect specific market expectations, product preference, income goals and overall risk parameters. Additionally, AMG, our asset/liability management subsidiary, will chart your balance sheet course to profitability. We are people of integrity with high performance products..FTN Financial.845 Crossover Lane, Suite 150.Memphis, TN 38117.Sally Pace.800-456-5460.Sally.pace@ftnfinancial.com.FTN Financial is an industry leader in fixed income sales, trading and strategies for international clients in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions..Investment Centers of America.212 North 4th Street.Bismarck, ND 58501.800-325-8014.www.joinica.com.Serving financial institutions and financial advisors for nearly 30 years, Investment Centers of American, Inc., is a full-service broker-dealer providing holistic, needs-based financial planning solutions nationwide. ICA is a service-driven organization offering competitive payout, a full product array, effective marketing support, advanced technology, financial planning services, and high, personalized support to help the financial professional succeed..The Baker Group.1601 NW Expressway, 20th floor.Oklahoma City, OK 73118.Gerry Hart.405-415-7200.ghart@gobaker.com.The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community banks..LEASING.Kinetic Leasing.3345 39th Street South, Ste. 2.Fargo, N.D. 58104-9785.Dan Saville.800-558-7337.dsaville@kineticlease.com.Kinetic Leasing, Inc. is a general equipment leasing company providing flexible, creative, leasing solutions to middle market businesses and municipalities across the United States..LEGAL SERVICES.Barack Ferrazzano.200 West Madison Street, Ste 3900.Joseph T. Ceithaml.Minneapolis: 952-500-9991.Chicago: 312-629-5143.Joseph.ceithaml@bfkn.com.Barack Ferrazzano is a full service law firm. Joseph Ceithaml is a member of the firm's Financial Institutions Group, which helps bankers with regulatory matters, mergers and acquisitions, equity and debt offerings and other strategic corporate actions..Briggs and Morgan, P.A..2200 IDS Center.80 South Eighth Street.John McDonald.612-977-8754.jmcdonald@briggs.com.Briggs and Morgan represents banks and other financial institutions in structuring, negotiating and documenting complex loan transactions, including syndicated, dealer finance, asset based, construction and real estate acquisition facilities. We provide guidance on state and federal bank regulatory issues, commercial and consumer lending laws, mortgage banking, loan workouts and restructuring. We also represent lenders in court, including bankruptcy proceedings, foreclosures, receiverships and complex financial litigation..Dykema Gossett PLLC.4000 Wells Fargo Center.Joseph Roach.612-486-1900.Dykema Gossett PLLC is a full service law firm whose core practice groups include financial services in the areas of bank regulation, mergers and acquisitions, lending transactions, litigation, workout and bankruptcy..Fredrikson & Byron, P.A..200 S. Sixth St., Ste. 4000.Minneapolis, MN 55402-1425.Karen Grandstrand.612-492-7153.www.Fredlaw.com.Fredrikson & Byron is a leading law firm representing financial institutions throughout the Midwest. The firm's Bank & Finance Group represents more than 150 banks and bank holding companies. Our clients look to us to provide strategic counsel that is grounded in a strong understanding of the banking industry and a knowledge of the bank's business goals and position within the industry. We advise clients on various government programs, the evolving regulatory landscape, capital and liquidity issues, as well as mergers and acquisitions, finance, loans and loan workouts, securities, insurance, tax, corporate, estate planning, real estate, bankruptcy, employment law, antitrust, and litigation..Gislason & Hunter LLP.2700 South Broadway.New Ulm, MN 56073.Michael Dove.507-354-3111.mdove@gislason.com.Gislason & Hunter LLP is a law firm of more than 40 attorneys with offices in New Ulm, Minneapolis, Mankato and Hutchinson, Minn., and Des Moines, Iowa..Gray Plant Mooty.500 IDS Center.Sally Stolen Grossman.612-632-3007.sally.grossman@gpmlaw.com.George E. Meinz.320-252-4414.george.meinz@gpmlaw.com.Gray Plant Mooty provides sophisticated, practical and cost-effective representation to banks, bank holding companies and their owners, payment service providers, and other financial services companies. Members of our Banking & Financial Services group can assist with your needs, whether in commercial or real estate financing, loan restructuring, or regulatory matters. We also do substantial work in leasing and other financing arrangements, and have extensive national experience in agribusiness financing, franchise financing, consumer financial services, regulatory compliance, and deposit and payment systems and instruments. We have assisted bank and bank holding company owners with a variety of ownership issues..Leonard, Street and Deinard.150 South Fifth Street, Ste. 2300.Adam Maier.612-335-1412.Leonard, Street and Deinard is a full service law firm. Adam Maier represents and advises financial institutions in a broad range of strategic transactions, including bank acquisitions and sales, de novo charters, branch acquisitions and sales, holding company formations, capital raising and reorganization, and more..Lindquist & Vennum LLP.4200 IDS Center, 80 S 8th St.Scott Coleman.612-371-2428.scoleman@lindquist.com.For more than 40 years, Lindquist & Vennum has helped financial institutions grow stronger through both traditional products and services and new opportunities. Our experience and knowledge of the banking environment enables us to help our clients efficiently solve problems, develop ideas for meeting today's challenges, and navigate the regulatory maze..Mackall, Crounse & Moore, PLC.901 Marquette Avenue, Ste. 1400.Tammy L. Lanning.612-305-1529.tll@mcmlaw.com.Mackall, Crounse & Moore, PLC, established in 1918, is dynamic mid-size law firm with expertise in a wide range of business and litigation practice areas..Olson & Burns P.C..P.O. Box 1180.Minot, N.D., 58702-1180.Richard P. Olson.701-839-1740.rpolson@minotlaw.com.Quarles & Brady LLP.411 E. Wisconsin Ave., Ste. 2350.Milwaukee, WI 53202-4426.Jim Friedman.414-277-5735.jim.friedman@quarles.com.Or.300 N. LaSalle Street, Ste. 4000.Chicago, IL 60654-3406.Jim Kaplan.312-715-5028.james.kaplan@quarles.com.www.quarles.com.Quarles & Brady LLP, a full service law firm of 450 attorneys in Arizona, Illinois, Florida, Wisconsin and the District of Columbia, provides banks with a wide range of legal services..Stein & Moore, P.A..332 Minnesota St.,.Ste. W-1650.St. Paul, MN 55101.Peter Stein.651-224-9683.www.steinmoore.com.Stein & Moore, P.A. is a small, specialized law firm designed and geared to meet the needs of community and institutional lenders and other creditors. Practicing in all state and federal courts, including federal bankruptcy court, we provide fast, efficient and experienced legal representation throughout Minnesota and western Wisconsin..Winthrop & Weinstine, P.A..Capella Tower.225 South Sixth Street, Suite 3500.Edward J. Drenttel, Shareholder.612-604-6675.www.winthrop.com.Community banking M&A, regulatory and corporate law..LENDING SERVICES.CBC Innovis.4605 W. Homefield Drive, Suite 102.Sioux Falls, S.D. 57106.Jim Loomis.877-304-6490.Jim.loomis@cbcinnovis.com.CBC Innovis provides a full suite of turnkey lending solutions to help streamline processing, improve decision-making, reduce risk and improve profits..LOAN PARTICIPATIONS.Dougherty Funding LLC.90 South Seventh Street, Suite 4300.Minneapolis, MN 55402-4108.Jerry A. Tabolich.612-317-2000.jtabolich@doughertymarkets.com.Dougherty Funding LLC specializes in the origination, funding and servicing of commercial real estate loans, which are sold as participations to an extensive network of banks. Its services are designed to enhance and diversify bank loan portfolios without compromising asset quality..MORTGAGE SERVICES.ICBA Mortgage.800-253-5356.mortgage@icba.org.www.icbamortgage.com.ICBA Mortgage provides community banks access to mortgage lending, products and services through strategic secondary market lending partnerships, powerful technology, and a wide range of mortgage services. ICBAM enables community banks to expand their market share, generate fee income, remain compliant, and compete with the large mortgage players in today's market..PUBLIC RECORDS.Capitol Lien Records & Research Inc..1010 Dale Street North.St. Paul, MN 55117.Ryan Baker.651-488-0100.ryan@capitollien.com.Our staff has the necessary knowledge to handle any form of public information research, along with document retrievals and filings. We offer a wide range of products and services that can flex and mold to meet your specific needs..RECRUITERS.Experis.3600 Minnesota Drive, Ste. 850.Paul Rosol.612-851-1643.Paul.rosol@experis.com.At Experis (formerly Jefferson Wells), we've built a reputation for results-driven, innovative workforce solutions that help companies create competitive advantage. From basic to complex, we custom tailor our services to fit our clients' needs – from interim and permanent professional talent resourcing to complete project solutions in the areas of risk advisory, tax and finance & accounting..Midwest Financial Search.2314 University Avenue, Ste. 16.St. Paul, MN 55114.Paul Bees, Mary Lydon.651-690-4050.www.midwestfinancialsearch.com.Midwest Financial Search Inc. finds smart, capable candidates and introduces them to leading commercial banks. We specialize in banking and financial services placement, relying on our 30 years of industry experience..REINSURANCE.ICBA Reinsurance.Steve Ello, President/CEO.reinsurance@icba.org.www.icbareinsurance.com.With exclusive relationships with national insurance provider's, community banks gain access to life and disability insurance coverages to meet virtually any borrowing need. Through ICBA Reinsurance, participating banks can receive commission income and have the opportunity to qualify for dividends and a share of investment income. Participating banks are supported with exception training and education..SECURITIES.ICBA Securities.775 Ridge Lake Blvd, Suite 175,.Memphis, TN 38120.Jim Reber, President/CEO.800-422-6442.jreber@icbasecurities.com.www.icbasecurities.com.ICBA Securities, an institutional broker/dealer, provides community bankers with quality investment products and services at competitive market prices. We provide education, analysis, and help community banks select the most suitable securities for their portfolios. ICBA Securities also has a suite of complementary services and products: Our Capital Markets Division, through a partnership with Vining Sparks Community Bank Advisory Group, offers access to capital market services, such as mergers & acquisitions advice and bank valuation services. Vining Sparks Interest Rate Products provides strategies and products to manage a bank's asset/liability position. Our Loan Trading Division buys and sells a variety of whole loan products. Vining Sparks Asset Management is a registered investment advisor which manages community bank portfolios for a fee..Northland Securities, Inc..45 South 7th Street, Suite 2000.Linda Knutson.612-851-5992.lknutson@northlandsecurities.com.Northland Securities, Inc., is a full-service broker dealer, offering investment services for banks, institutions and individual investors. We are a leader in underwriting taxable and tax-exempt municipal bonds. We offer portfolio "calibration" services to assist banks in maximizing investment returns, in compliance with risk parameters and board policies..Oak Ridge Financial.701 Xenia Avenue South, Suite 100.Craig Mueller.763-923-2205.cmueller@oakridgefinancial.com.The Financial Institutions Group of Oak Ridge advises bank clients on mergers & acquisition, performs bank valuations and sales of fixed income securities to banks..Piper Jaffray Fixed Income.800 Nicollet Mall – J12SF1.Jim Ridenour.612-303-2157.James.g.ridenour@pjc.com.Piper Jaffray, a Minneapolis-based investment bank, is focuses on providing products and services for financial institutions including fixed income securities, portfolio strategy and analytics, credit surveillance and assessment, and asset liability management..SHAREHOLDER COMM. SERVICES.Broadridge Financial Solutions, Inc..One Park Avenue.New York, NY 10016.www.broadridge.com.Josh Edelstein.212-918-6967.josh.edelstein@broadridge.com.Proxy season is never far away! Broadridge is a premier provider of cost free proxy services to the trust community. You can feel confident that you are working with a secure and reliable corporation with over 20 years of experience in the proxy business. We are proud to call over 600 community banks and trust companies our clients..VALUATION SERVICES.Wilary Winn.55 East Fifth Street, Suite 1020.St. Paul, MN 55101.Douglas Winn.651-224-1200.dwinn@wilwinn.com.Founded in 2003, Wilary Winn LLC and its sister company, Wilary Winn Risk Management LLC, have more than 350 financial institution clients in 42 states. We are one of the country's leading providers of fair value estimates for illiquid financial instruments. Our services include the determination of fair value and potential impairment of loan servicing portfolios, as well as the determination of OTTI and estimation of fair value of non-agency mortgage backed securities and pooled trust preferred CDOs..WHOLESALE FUNDING.Federal Home Loan Bank – Des Moines.Skywalk Level.801 Walnut Street, Ste. 200.Des Moines, IA 50309.800-544-3452 or 515-281-1000.www.fhlbdm.com.FHLB Des Moines is a valuable partner to more than 1,200 commercial bank, credit union, thrift and insurance company members throughout Iowa, Minnesota, Missouri, North Dakota and South Dakota. FHLB Des Moines provides readily available, low-cost liquidity to local lenders in all economic cycles. Member financial institutions have access to a varity of products and services designed to help lower their funding costs, manage liquidity, improve asset and liability management, meet community credit needs, control risk and fund mortgages originated for sale in the secondary market..Federal Home Loan Bank – Chicago.200 East Randolph Dr..Chicago, IL 60601.312-565-5700.www.fhlbc.com.Federal Home Loan Bank – Indianapolis.8250 Woodfield Crossing Blvd..Indianapolis, IN 46240.317-465-0200.www.fhlbi.com.Federal Home Loan Bank – Topeka.One Security Benefit Pl., Ste. 100.Topeka, KS 66606.785-233-0507.www.fhlbtopeka.com.Federal Home Loan Bank – Seattle.1501 4th Ave., Ste. 1800.Seattle, WA 98101.www.fhlbsea.com.800-973-6223